Cash discount
Your menu shows the card price. Clients who pay cash get a lower price. Works for every card type.
60-min Swedish · card$80.00
60-min Swedish · cash$77.60
Example
Charge from the appointment on iPad or web. Run cards on Fiserv CardPointe or Stripe, with interchange-plus pricing and sales deposited straight to your own bank.
Example · cash discount turned on
Your front desk works the same either way. The difference is how you are priced and who opens your merchant account.
| Card processing | Fiserv CardPointeNew with Kuee | Stripe |
|---|---|---|
| Pricing | Interchange-plus: network cost plus one fixed markup, itemized | Stripe's standard flat rate |
| Card reader | Clover Compact (plugs into power) | Stripe card readers |
| Where the money goes | Your own bank account | Your own bank account |
| Tip on the reader, card on file, online gift cards | Yes | Yes |
| Surcharge or cash discount | Yes, where your state allows | Yes, where your state allows |
| Setup | We open the merchant account for you. No early termination fee. | Connect a Stripe account from Kuee |
| Usually the better fit for | Stores with steady monthly card sales | New stores and low card volume |
Visa and Mastercard set the base cost of every card. With Fiserv you pay that cost as it is, plus one markup that stays the same. Every line shows on your monthly statement.
Set by the card networks
Interchange
Varies by card type: debit, rewards credit, Amex.
Set by the card networks
Network fees
Small brand and assessment fees, passed through.
Fixed, written in your agreement
One markup
Quoted to you in writing before you sign, and it does not change on its own.
Turn on one of two programs for your store. Kuee shows the right price at checkout, on the reader and on the receipt.
Your menu shows the card price. Clients who pay cash get a lower price. Works for every card type.
Example
Add a fee to credit card payments only. Debit cards are never surcharged, and the fee is capped by card network rules.
Example
Rules differ by state, and some states do not allow surcharges. We confirm what is allowed for your location before you turn either one on.
Open the visit on the calendar and charge. Services and staff carry over.
Clients pick a tip on the reader screen before they pay.
Couples, groups and mixed card-and-cash payments.
Redeem package sessions at checkout. Save a card for renewals and no-show fees.
Clients buy and reload gift cards from your booking page.
Void the same day or refund all or part of a payment, on iPad or web.
Send us your latest card processing statement. We'll show you a side-by-side quote. If switching doesn't save you money, we'll tell you.
Send my statementYou pay the card networks' actual cost for each card plus one fixed markup. Each part is listed on your statement, so you can see what every card cost you.
A surcharge adds a fee to credit cards only. Cash discount shows a card price and gives cash payers a lower price. Some states limit surcharges, so we check your location first.
No. Stripe keeps working. Send us a statement and we'll show you whether Fiserv would cost less for your store.
No booking commission. Card sales go straight to your own bank account.